Contruction loan

🛠️ Build Your Dream Home with Confidence

At Absolute Mortgage & Lending, we believe your custom home deserves custom home financing. Our construction-to-permanent loan solutions help you simplify the process—from purchasing the lot to building the home and securing long-term financing.


✅ Why Choose Us?

  • Low down payment options

  • Cash lot equity counts toward your down payment

  • Loans up to $1 million

  • Flexible credit score requirements

  • Single-close loan for both construction and permanent financing

  • Fast closings and in-house underwriting

  • Owner-occupied and second home financing available

  • Work with one loan originator from start to finish


🏗️ Builder-Friendly Benefits

  • No retainage holdback

  • Flexible draw schedules

  • Fast builder approval

  • Simultaneous lot + construction loan closing

  • Quick funding (within 30 days of receiving final plans and specs)


💬 One Team. One Loan. One Smooth Process.

Our dedicated team handles everything in-house—from interim construction to your permanent mortgage—so you don’t have to deal with multiple lenders or delayed approvals.


📞 Ready to Build?

Get a custom quote today and take the first step toward building your dream home.
📱 Call Tina Bui at Absolute Mortgage & Lending

📞 Call me (510)-542-7834 today!

Tina Bui – Your Trusted Mortgage Advisor