About

About Tina

Hi, I’m Tina Bui — your trusted Mortgage Loan Officer (NMLS #2295471), blending smart strategy with heart to help you reach your home and investment goals.

With a wide range of loan solutions—from Conventional, FHA, VA, USDA to creative Non-QM options like DSCR, bank statement, P&L, No Ratio, and ITIN—I tailor each loan to fit you, not the other way around. Whether you’re buying your first home, refinancing, or expanding your real estate portfolio, I’ll simplify the process and guide you with clarity every step of the way.

Beyond numbers and rates, I care deeply about building strong communities. As a real estate investor, entrepreneur, and advocate for underserved Southeast Asian families, I bring a unique perspective and purpose to every deal I handle.

Let’s turn your vision into a reality—with a loan that opens doors to your next chapter.

Tailored Loan Solutions That Put Your Goals First

Whether you’re buying your first home, refinancing, or investing in real estate, having the right financing strategy makes all the difference. I’m here to provide clear, personalized guidance and help you navigate your options with confidence. Let’s simplify the process and get you closer to your real estate goals—one smart step at a time.

Primary Home

Buying your first home or planning a move? I guide you through the loan process with clarity and care—from pre-approval to closing. Whether you’re navigating credit, income requirements, or down payment options, I tailor financing solutions that fit your life and budget—so you can focus on turning your house into a home.

Investment Property

Looking to expand your real estate portfolio? I specialize in creative loan solutions for investors, including DSCR, bank statement, and no-ratio loan programs. I’ll help you structure financing that supports your cash flow and long-term investment goals—whether you’re flipping, renting, or scaling up.

Refinance

Wondering if now’s the right time to refinance? I’ll review your current loan, market rates, and financial goals to see if you can save on monthly payments, shorten your term, or tap into your home equity. No pressure—just honest guidance.

HELOC/HELOAN

Need access to cash without refinancing your entire mortgage? I’ll help you explore Home Equity Lines of Credit (HELOC) and Home Equity Loans (HELOAN) to tap into your home’s value. Whether you’re funding a remodel, consolidating debt, or covering major expenses, we’ll find a smart solution that works with your financial goals—flexible, fast, and on your terms.

Contruction Loan

Planning to build instead of buy? I provide construction loan solutions designed to support you through every phase—from purchasing land to completing your custom home. With flexible draw schedules and expert guidance, I’ll help you secure the right financing to keep your project on track and stress-free.

Hard Money Loan

Need fast funding with flexible terms? Hard money loans offer a quick solution for investors and buyers who need short-term financing without the traditional income or credit requirements. Ideal for fix-and-flip projects, auction purchases, or time-sensitive deals—I’ll help you access private lending options that move at your speed.

HELOC/HELOAN

Need access to cash without refinancing your entire mortgage? I’ll help you explore Home Equity Lines of Credit (HELOC) and Home Equity Loans (HELOAN) to tap into your home’s value. Whether you’re funding a remodel, consolidating debt, or covering major expenses, we’ll find a smart solution that works with your financial goals—flexible, fast, and on your terms.

Contruction Loan

Planning to build instead of buy? I provide construction loan solutions designed to support you through every phase—from purchasing land to completing your custom home. With flexible draw schedules and expert guidance, I’ll help you secure the right financing to keep your project on track and stress-free.

Hard Money Loan

Need fast funding with flexible terms? Hard money loans offer a quick solution for investors and buyers who need short-term financing without the traditional income or credit requirements. Ideal for fix-and-flip projects, auction purchases, or time-sensitive deals—I’ll help you access private lending options that move at your speed.

Why Choose Me?

Experienced – Transparent – Trustworthy

Hard Working

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Always On Time

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24/7 Availability

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What My Clients Say?

Tina made the mortgage process so smooth and stress-free.” As a first-time homebuyer, I had a million questions, and Tina patiently walked me through every step. She explained everything in a way I could understand and was always available when I needed her. I couldn’t have asked for a better guide! — Van Nguyen, Fairfax, VA
Van Nguyen
Fairfax, VA
Tina was incredibly responsive—even on weekends! She worked hard to get us the best rate and structured the loan in a way that worked perfectly for our investment strategy. Highly recommend her to anyone looking for a smart, trustworthy loan officer. — Ngoc V Nguyen, Houston, TX
Ngoc V Nguyen
Houston, TX
I’m self-employed, and Tina helped me find the best loan option when other lenders couldn’t. She was creative with structuring the file and helped me close on my investment property without delays. She truly knows her stuff!
Loan N.
San Jose, CA
Free Estimation

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Ready to see what you qualify for?
Get a personalized mortgage rate quote based on your unique situation—no guesswork, no pressure. Whether you’re buying your first home, refinancing, or exploring investment options, I’ll provide clear, competitive rates tailored to your goals. Click below to get started in just a few minutes!